Dwelling Coverage
Protect the physical structure of your home, including walls, roof, floors, and built-in appliances from covered perils.
Coverage for the full replacement cost of your home
Protection against fire, wind, hail, and other perils
Attached structures like garages included
Built-in appliances and fixtures covered
Personal Property Protection
Safeguard your belongings, from furniture and electronics to clothing and jewelry, wherever they may be.
Coverage for belongings inside and outside your home
Replacement cost or actual cash value options
Protection against theft, vandalism, and damage
Worldwide coverage for your possessions
Liability Coverage
Protection when you're legally responsible for injuries to others or damage to their property.
Coverage for legal defense costs
Medical payments for injured guests
Protection against lawsuits and claims
Coverage extends beyond your property
Natural Disaster Coverage
Comprehensive protection against nature's fury, including storms, floods, and earthquakes.
Hurricane and windstorm protection
Optional flood and earthquake coverage
Debris removal after storms
Emergency repairs covered
Fire & Theft Protection
Essential coverage that protects your home and belongings from fire damage and burglary.
Full coverage for fire and smoke damage
Protection against theft and burglary
Vandalism coverage included
Temporary living expenses if displaced
Additional Living Expenses
Coverage for hotel stays, meals, and other costs when your home is uninhabitable due to a covered loss.
Hotel or rental accommodation costs
Increased food and meal expenses
Storage costs for your belongings
Transportation expenses
Optional Add-Ons
Customize your policy with additional coverage options for complete peace of mind.
Scheduled personal property for valuables
Identity theft protection
Home business coverage
Equipment breakdown protection